My FIRE Update and Free Template
January 13, 2025
The Bottom Line
💰 My dividend income increased from $223/month ➡️ $278/month
📊 Download my free FIRE Template
📈 Read my latest coverage on CGGR ETF
💼 Coming Soon..
Personal Finance
I’m deleveraging my emergency fund by creating a dividend growth portfolio in my taxable brokerage account. Every $1 of monthly income generated by dividends is $6 I do not need in my emergency fund. The goal is to eliminate my emergency fund to become financially secure.
In November and December, I was working toward offsetting my Water bill, which I finally achieved. My monthly income increased from $223 ➡️ $278/month. A lot of bills changed this past month: some increased, some decreased, some were added, and some were deleted. My Energy bill went down, my property taxes went up (as they do every year), and our beloved Costco raised their membership price $5.
This happens constantly, making your FIRE number a moving target. Plus your dividend yield, estimated income, and contributions will change your FIRE number. That’s why no one’s graph never looks the same month to month! The next bill I need to offset is my Internet bill, which I’m $26/month away from. Looks like it could take 6 months, but I think I can do it by our next quarterly raise.
Here’s my FREE template to log all your own bills and create the exact graph I have to pursue your FIRE journey!
Investing
📈 Read my CGGR ETF publication on for FREE on Seeking Alpha.
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